As an expatriate living abroad, there are many uncertainties, upheavals, unknowns and concerns - especially when it comes to fiscal matters. Life insurance is important to consider for your peace of mind as you will want to protect your loved ones in the event of your passing.

The type of life insurance you need depends on your objectives and you need to assess the level of insurance required in order for your family to maintain the same standards of living in the event of your death. Major fears for most people is that their family’s lifestyle will be ‘downsized’, that their children’s education will suffer, and that any loans and debts not able to be repaid. deVere Europe can help you find the perfect international life assurance cover tailored to your individual, specific needs. A number of options are available including:

Health Insurance

In terms of health insurance, it is important to ensure that you and your family are covered in your new country of residence and also while travelling. Always make sure that you are comfortable with any restrictions or limitations in policies recommended to you and be aware of any excess you may be liable for in the event of a claim.

Critical Illness Insurance

Critical illness insurance can ease the stress and financial strain in the event that you are incapacitated due to a serious illness.

Financial expenditure and outgoings will not cease if you are taken ill. However, your ability to provide for your family will cease. Critical illness insurance is designed to provide a pay out in the event that you are unable to work due to serious and ongoing illness.

To find out how you can be prepared for the worst, contact deVere Europe today.